Outsourced Functions

Sophisticated Investors

High Net-Worth Individuals

An individual whose total net personal assets exceeding RM3 million or its equivalent in foreign currencies, provided that the net value of the primary residence of the individual contribute not more than RM1 million of the total net assets.
An individual whose total net joint assets with his or her spouse or child exceeding RM3 million or its equivalent in foreign currencies, provided that the net value of the primary residence of the individual with his or her spouse or child contribute not more than RM1 million of the total net assets.
An individual who has a gross annual income exceeding RM300,000 or its equivalent in foreign currencies in the preceding 12 months;
An individual who jointly with his or her spouse or child, has a gross annual income exceeding RM400,000 or its equivalent in foreign currencies in the preceding 12 months;
An individual whose total net personal investment portfolio or total net joint investment portfolio with his or her spouse or child, in any capital market products exceeding RM1 million or its equivalent in foreign currencies;
An individual who holds any of the following qualifications and has five consecutive years of relevant working experience in finance, economics, actuarial science or accounting:-
1. holds a Bachelor’s or Master’s degree related to Finance, Economics or Actuarial Science;
2. holds a Bachelor’s or Master’s degree in Accounting; or
3. holds a Master of Business Administration
An individual who holds the following membership in the associations as set out below:
1. Active Member of Chartered Financial Analyst (CFA) Institute;
2. Chartered Banker of Asian Institute of Chartered Bankers (AICB);
3. Ordinary Member of Financial Markets Association Malaysia (FMAM);
4. Chartered Accountant, C.A(M) of Malaysian Institute of Accountants (MIA);
5. Ordinary Member of Malaysia Association of Tax Accountants (MATA);
6. Accredited Angel Investor of Malaysian Business Angel Network (MBAN);
7. Certified Member of Financial Planning Association of Malaysia (FPAM); or
8. Ordinary Member of Malaysian Financial Planning Council (MFPC)
An individual who has 5 consecutive years of working experience in a capital market intermediary relating to product development, corporate finance, deal advisory, investment management, sales and trading, investment research and advisory, financial analysis, or the provision of training in investment products.

High Net-Worth Entities

A company that is registered as a trust company under the Trust Companies Act 1949 and has assets under its management exceeding RM10 million or its equivalent in foreign currencies.
A corporation that is a public company under the Companies Act 2016 which is approved by the Securities Commission Malaysia to be a trustee under the Capital Markets and Services Act 2007 and has assets under its management, exceeding RM10 million or its equivalent in foreign currencies.
A corporation that is carrying on the regulated activity of fund management solely for the benefit of its related corporations and has assets under its management exceeding RM10 million or its equivalent in foreign currencies.
A corporation with total net assets exceeding RM10 million or its equivalent in foreign currencies based on the last audited accounts.
A partnership with total net assets exceeding RM10 million or its equivalent in foreign currencies.
A statutory body established under any laws whose function or mandate is investment in capital market products.
A pension fund approved by the Director General of Inland Revenue under the Income Tax Act 1967.

Accredited Investors

A unit trust scheme, private retirement scheme or prescribed investment scheme.
Bank Negara Malaysia.
A licensed person or a registered person.
An exchange holding company, a stock exchange, a derivatives exchange, an approved clearing house, a central depository or a recognized market operator.
A corporation that is licensed, registered or approved to carry on any regulated activity or capital market services by an authority in Labuan or outside Malaysia which exercises functions corresponding to the functions of the Securities Commission Malaysia.
A bank licensee or insurance licensee as defined under the Labuan Financial Services and Securities Act 2010.
An Islamic bank licensee or takaful licensee as defined under the Labuan Islamic Financial Services and Securities Act 2010;
A chief executive officer or a director of any person referred to in points III to VII under the Accredited Investors category.
A closed-end fund approved by the Securities Commission Malaysia.

Others

Any person who acquires the unlisted capital market product where the consideration is not less than RM250,000 or its equivalent in foreign currencies for each transaction whether such amount is paid for in cash otherwise.

Ahmad Zarul Fitri Bin Mohd Azam

Mr. Zarul is an Investment Manager in Opus that joined in February 2022. He oversees multiple discretionary and wholesale funds within the Opus group. He started his career as an intern at Morgan Stanley Wealth Management Brisbane in the relative value and arbitraging team during the 2008 global financial crisis.

Later, he joined RHB Bank as a Cross Market trader in 2011 where he is primarily in charge in maintaining the principal dealership as well as trading multiple cross currency assets. He then was scouted in 2015 by Kumpulan Wang Persaraan (Diperbadankan) to manage their government & quasi and Asian fixed income portfolios where he managed Asset under management worth RM 50 billion.

In 2017, he was recruited by United Overseas Bank Malaysia Berhad (UOB) to setup their Credit Trading Desk, Structure Credit Desk, as well as Retail Bond Business. He grew the business to generate RM 20 million a year in profit within 2 years as well as developing new credit derivative products for UOB.

Mr. Zarul holds a Bachelor of Commerce (Finance) from the University of Queensland, Australia and is a holder of Capital Markets Services Representative’s License.

Joanne Gan Wei Jen

Ms Joanne joined Opus Asset Management as an Investment Manager in 2021. She has over 13 years of experience in the financial markets. Joanne started her career in 2009 as a banker in RHB Banking Group and Hong Leong Investment Bank where she spent six years in the Treasury Departments specialising in Institutional Fixed Income Sales. Subsequently, she joined Bank Negara Malaysia as a portfolio manager in 2015, heading the Internal Fund Management team which manages fixed income funds. Prior to joining Opus, Ms Joanne was attached to Dutaland as an Investment Manager with responsibilities of overseeing investments in multi-asset investments in ringgit and offshore markets

Ms Joanne passed the Pasaran Kewangan Malaysia Certificate examination and is also a Chartered Financial Analyst (CFA) Charterholder. She holds a Bachelor of Economics from the University of Queensland, Australia and is currently a holder of a Capital Markets Services Representative’s License.

Terry Tan Theam Swee

Mr. Tan joined Opus Asset Management as Senior Fund Manager in 2013. He has over 30 years of experience in the financial market. He started his career at Arab Malaysian Merchant Bank in 1989. He then joined Great Eastern Life Assurance Malaysia Berhad in 1997 as the Manager of Fixed Income and was subsequently promoted to Vice President where he headed the Fixed Income Investments Department, managing a fund size of about RM20 billion. In 2007, he joined Avenue Invest Berhad for 2 years as Director/Head of Fixed Income. Prior to joining Opus, Mr. Tan was attached to Kenanga Investment Bank Berhad as Head of Fixed Income and Senior Vice President, Portfolio Management from 2009 until 2013.

Mr. Tan is a member of the Persatuan Pasaran Kewangan Malaysia (PPKM) and a Certified Financial Planner (CFP). He holds an Advanced Diploma in Business and Management from the University of Wales, U.K. He is also a holder of a Capital Markets Services Representative’s Licence.

Ng Lee Peng

Ms. Ng joined Opus Asset Management (OpusAM) in 2006, to head and set up the investment department. She has helped to build the investment team which consists of fund management, research and analytics. As the Head of Investment, she oversees the daily investment decisions by a team of portfolio managers and ensures that the funds are managed in accordance to the strategy decided by the Investment team together with the Chief Investment Officer (CIO). She also oversees the research team and currently sits in company credit group.

Ms Ng started her career as a banker, specializing in credit. She spent a total of 7 years in banking, analyzing credits of companies and structuring of loans and credit facilities. Besides marketing and credit proposals, she was responsible for the evaluation of credit reports submitted by various branches for recommendation to the Credit Committee. Her career in investment started when she joined the Investment Department of Hong Leong Assurance Bhd in 1999. With her credit background, she was in charge of the fixed income portfolio which grew from less than RM500 million to approximately RM1.5 billion.

Ms. Ng graduated from Monash University, Australia and holds a Bachelor of Economics majoring in Accounting. She is also a Certified Practicing Accountant under the Australian Society of CPAs (“ASCPA”). She holds a Capital Markets Services Representative’s License.

Dr Ray Choy

Dr Ray Choy is Head of Economics & Research at Opus Asset Management. Ray has two decades of experience in the financial markets that includes G3 and Asian fixed-income and FX strategy, local currency and US dollar global bond funds management, commodities research, regional equities investments, and credit ratings. Prior to Opus, Ray set up two research teams for major investment banks, and a global funds management and research team. He remains actively involved in formulating and communicating macro strategy to the financial markets.

Ray’s research has been consistently ranked 1^st or in the top tier of various polls, such as The Edge’s 2008 poll, The Asset’s Asian Currency Bond survey from 2009 to 2021, the BPAM award and the Alpha Southeast Asia 2020 Treasury & FX award. While at Meridian Asset Management, he managed an Islamic fund which was ranked 1st in the Edge-Lipper rankings and in 2012, he was part of the team which received the Edge-Lipper Malaysia Best Bond Fund Group Award. Additionally, Ray is a corporate trainer, consultant, conference speaker and commentator through various media channels and is columnist for “Capital Contours” in The Edge Weekly.

Ray has published in top tier peer-reviewed journals and authored a book titled “Essays in Bond Market Economics” which is catalogued in the British Library and the Libraries of LSE and SOAS. He has also delivered lectures and talks with top-ranked international academic institutions such as Monash University and the University of Nottingham.

Ray graduated with a BA in Business and Finance with Distinction from Heriot-Watt University, a BSc in Politics and International Relations with 1^st Class Honours from the University of London (LSE), an MSc in Finance (Economic Policy) with Merit from the University of London (SOAS) and a PhD degree focusing on sovereign credit ratings from the University of Nottingham.

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Disclaimer

The unit trust funds and wholesale funds (collectively known as “Funds”) referred to Opus Asset Management Sdn Bhd’s website is not intended to and will not be issued and distributed in any country or jurisdiction other than Malaysia. The information contained on this website inclusive of the Prospectus and its Supplemental Prospectus (if any), Information Memorandum and its Supplemental Information Memorandum (if any) [collectively known as “Funds Documents”] is not intended to be an offer or invitation to subscribe or purchase of units.

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Investors are advised to read and understand the contents of the Funds Documents before investing. Past performance of the Funds are not reflective of future performance of the Funds and income distribution (if any) is not guaranteed. Investors should consider the fees and charges involved and rely on their own evaluation to assess the merits and risks of the investment. If investors are unable to make their own evaluation, they are advised to consult professional advisers.

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Please be informed that the Funds Documents are also available in hardcopy and can be obtained at our office. For the avoidance of doubt, the Marketing Department of Opus Asset Management Sdn Bhd is responsible for maintaining this website. If you need further information or clarification, please contact our Client Services at +603-2288 8833.

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Opus Asset Management Sdn Bhd makes no warranties as to the status of this link or information contained in the website you are about to access.

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High Net-Worth Individual

An individual whose total net personal assets, or total net joint assets with his or her spouse, exceed RM3mil or its equivalent in foreign currencies, excluding the value of the individual’s primary residence;
An individual who has a gross annual income exceeding RM300k or its equivalent in foreign currencies per annum in the preceding twelve months; and/or
An individual who, jointly with his or her spouse, has a gross annual income exceeding RM400k or its equivalent in foreign currencies in the preceding twelve months.

High Net-Worth Entity

A corporation with total net assets exceeding RM10mil or its equivalent in foreign currencies based on the last audited accounts;
A partnership with total net assets exceeding RM10mil or its equivalent in foreign currencies;
A company that is registered as a trust company under the Trust Companies Act 1949 [Act 100] which has assets under management exceeding RM10mil or its equivalent in foreign currencies;
A corporation that is a public company under the Companies Act 1965 [Act 125] which is approved by the Commission to be a trustee under the Act and has assets under management exceeding RM10mil or its equivalent in foreign currencies;
A pension fund approved by the Director General of Inland Revenue under section 150 of the Income Tax Act 1967 [Act 53]; and/or
A statutory body established by an Act of Parliament or an enactment of any State.

Accredited Investor

A holder of a Capital Markets Services Licence;
A unit trust scheme or a prescribed investment scheme;
A closed-end fund;
A licensed institution;
An Islamic bank;
A bank licensee or insurance licensee as defined under the Labuan Financial Services and Securities Act 2010 [Act 704];
An Islamic bank licensee or takaful licensee as defined under the Labuan Islamic Financial Services and Securities Act 2010 [Act 705];
An insurance company licensed under the Insurance Act 1996 [Act 553];
A takaful operator registered under the Takaful Act 1984 [Act 312]; and/or
A private retirement scheme.

Outsourced Functions